A bike collision with a vehicle or any roadway hazard can cause serious injuries. When a collision leave you injured, you can file a personal injury claim with the motorist’s insurance firm.
Here are tips that can help you build a solid cycling accident claim, and receive fair compensation for all your damages:
Act at the scene.
First and foremost, call 911 and report your accident, just as you would report any auto accident. If you have been injured, ask for an ambulance. Make sure you record the driver’s personal as well as insurance information.
avoid talking about fault (the other party can use anything you say against you); find witnesses and point them out to the police so they can give statements; and obtain medical treatment ASAP (the adrenaline rush in an emergency scenario can mute pain and any underlying serious injuries). fist, never discuss fault (you might say something that can be used against you when you negotiate a settlement); second, look for witnesses and let the police get their statements; and third, get medical attention as soon as you can (pain and underlying serious injuries are easily muted by the adrenaline rush that comes with emergencies). One more reason to get treated immediately is to prevent erring motorists from claiming that other events caused your injuries. After the police has taken the statements of any witnesses, ask them politely to give you their contact information.
Take out your cellphone and take as many pictures of the accident scene as you can, including all broken parts of your bicycle and the driver’s vehicle. If the collision damaged other things like guard rails or road signs, take pictures of them also. Very importantly, photograph any bloodied body parts or clothing as caused by the accident.
Another important thing you should do is listen for any “res gestae” statements the driver may make at the scene of the mishap. ” If you collided with something on the road, such as a broken pavement, take note of the exact spot where the accident happened using landmarks such as street signs or mile markers. This will help you find out whether the state or your local municipality was negligent with roadway maintenance.
As soon as this is known, you can file an injury claim with the concerned division of government, but make sure to do it fast. In most cases, you will have 30 days to do this, or you will lose your chance to be compensated.
Hire a personal injury attorney.
Lastly, hire a reputable personal injury lawyer to boost your chances of receiving the compensation you deserve. A personal injury attorney are all too familiar with the ins and outs of successful claims, especially if you consider that you will be fighting an insurance company’s high-calibre legal team.